Turning 65? What to Know About Medicare Enrollment

Turning 65 is a big milestone—congratulations! Whether you’re looking forward to retirement, planning new adventures, or just want to make sure your healthcare is in order, there’s one important thing that should be on your radar: Medicare Enrollment.

At Moser Insurance Group Inc., we’re here to help you through this process with care, clarity, and personalized support. We proudly serve communities throughout Greensboro, High Point, Winston-Salem, Burlington, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina, and we specialize in helping people just like you make smart, informed choices.

When Should You Enroll in Medicare?

Your Initial Enrollment Period (IEP) starts three months before your 65th birthday, includes your birth month, and ends three months after. That gives you a 7-month window to sign up for Medicare Part A and Part B (also known as Original Medicare).

If you’re already receiving Social Security, you’ll be automatically enrolled. If not, you’ll need to sign up—and we can help!

What Are Your Coverage Options?

Once you’re enrolled in Medicare, it’s time to consider how you want to receive your benefits. This is where it gets a little more personalized, and where Moser Insurance Group Inc. really shines.
Here are the main options to consider:

Medicare Advantage Plans (Part C)

These all-in-one plans are offered by private insurance companies and may include Prescription Drug Plans, dentalvisionhearing, and even wellness perks like fitness memberships. Many people like Medicare Advantage for its convenience and extras.

Medicare Supplement Plans (Medigap)

If you stick with Original Medicare, you may want help covering the “gaps” that Medicare doesn’t pay for. Medicare Supplement Plans, such as Plan G, can help with deductibles, copays, and coinsurance. These plans offer peace of mind and predictable costs.

Prescription Drug Plans (Part D)

Even if you don’t take medication now, you may still want to enroll in a Part D plan to avoid late penalties down the road. We’ll help you compare plans so you only pay for the coverage you need.

How Moser Insurance Group Inc. Can Help

Navigating Medicare can feel overwhelming, but you’re not alone. We’re a local team with a heart for helping our neighbors, and we’re ready to guide you step-by-step. In addition to Medicare services, we offer a full range of insurance solutions:
Medicare Advantage & Medicare Supplement Plans

• Affordable Health Care / ObamaCare
• Life Insurance & Universal Life Insurance
• Burial Insurance & Final Expense Coverage
• Annuities
• The Healthcare Marketplace in NC …and more!

Why Choose Moser Insurance Group Inc.?

We’re not a call center—we’re your neighbors. From Greensboro to Charlotte, we’re proud to serve individuals and families across North Carolina with personalized, honest, and friendly service. Whether you’re in Raleigh, Winston-Salem, or a quiet corner of Trinity or Archdale, we’re here when you need us.

Let’s Make Medicare Simple

If you’re turning 65 soon—or know someone who is—don’t wait to get the answers you need. Schedule a free, no-pressure consultation today with Moser Insurance Group Inc. and let us help you make the most of your Medicare options.