Yes. Medicare Advantage plans have become one of the most common ways people receive Medicare coverage in North Carolina.

Across the state, millions of residents are enrolled in Medicare, and many choose Medicare Advantage because it combines hospital, medical, and often prescription coverage into a single plan.

In cities like Greensboro, Winston-Salem, and High Point, Medicare Advantage plans are especially attractive because many local plans offer:

• $0 monthly premium options
• Prescription drug coverage
• Dental, vision, and hearing benefits
• Fitness memberships and wellness programs
• Predictable copays for doctor visits

Because there are many plan choices available in Guilford County and Forsyth County, comparing plans with a local Medicare advisor can help ensure you choose a plan that works with your doctors, medications, and healthcare needs.

📞 Call 336-862-1763 to speak with a local Medicare advisor at Moser Insurance Group Inc.

Medicare Advantage plans in Greensboro, Winston-Salem, and High Point must provide all services covered by Original Medicare. Many plans also include additional benefits not included with traditional Medicare.

Common benefits may include:

• Hospital coverage (Part A)
• Doctor visits and outpatient services (Part B)
• Prescription drug coverage (Part D)
• Preventive screenings and wellness services
• Dental coverage
• Vision exams and glasses allowances
• Hearing exams and hearing aid benefits
• Telehealth visits
• Fitness memberships and wellness programs

However, these benefits can vary by insurance carrier and plan design.

A licensed Medicare advisor can review the plans available in Greensboro, Winston-Salem, and High Point and help you choose the plan that offers the benefits most important to you.

📞 Call Moser Insurance Group Inc. at 336-862-1763 to compare local Medicare Advantage plans.

The cost of Medicare Advantage plans can vary depending on the insurance company and the specific plan you choose.

In North Carolina, many Medicare Advantage plans offer very low monthly premiums, including $0 premium plans.

However, even if the monthly premium is low, you may still have costs such as:

• Copays for doctor visits
• Hospital copays
• Prescription drug costs
• Annual out-of-pocket maximums

One advantage of Medicare Advantage is that plans typically include an annual maximum out-of-pocket limit, which can help protect you from very high medical costs.

Because costs vary widely by plan, residents of Greensboro, Winston-Salem, and High Point should review multiple options before enrolling.

📞 Call 336-862-1763 to review Medicare Advantage costs and plan options with a local advisor.

Many Medicare Advantage plans use provider networks, meaning you may need to use doctors and hospitals that participate in the plan’s network to receive the lowest costs.

In the Greensboro, Winston-Salem, and High Point area, networks may include local hospitals, physicians, and healthcare systems throughout the Triad.

Some plans are:

• HMO plans – typically require in-network providers and referrals
• PPO plans – allow out-of-network care at a higher cost

Before enrolling in a Medicare Advantage plan, it’s important to confirm that your primary doctor, specialists, and preferred hospitals are included in the plan’s network.

A local Medicare advisor can help verify this before enrollment.

📞 Call Moser Insurance Group Inc. at 336-862-1763 to check whether your doctors are in-network.

Yes. Medicare allows beneficiaries to change Medicare Advantage plans during certain enrollment periods.

Important enrollment periods include:

• Annual Enrollment Period (October 15 – December 7)
• Medicare Advantage Open Enrollment (January 1 – March 31)

During these periods, residents of Greensboro, Winston-Salem, High Point, and surrounding Triad communities can:

• Switch to a different Medicare Advantage plan
• Return to Original Medicare
• Change prescription drug coverage

Because plan benefits, provider networks, and drug formularies can change each year, it’s often wise to review your Medicare coverage annually.

📞 Call 336-862-1763 for a free Medicare plan review.

Most people become eligible for Medicare when they turn 65 years old, although some individuals may qualify earlier due to disability or certain medical conditions.

To enroll in a Medicare Advantage plan, you must:

• Be enrolled in Medicare Part A and Part B
• Live in the plan’s service area
• Not have end-stage kidney disease in certain cases

Residents of Greensboro, Winston-Salem, High Point, Jamestown, Kernersville, Burlington, and nearby Triad communities have access to many Medicare Advantage plan options.

A licensed Medicare advisor can help determine eligibility and explain your enrollment timeline.

📞 Call Moser Insurance Group Inc. at 336-862-1763 for help enrolling in Medicare Advantage.

Medicare Advantage and Medicare Supplement (Medigap) plans are two different ways to receive Medicare coverage.

Medicare Advantage:

• Replaces Original Medicare
• Often includes prescription drug coverage
• May offer dental, vision, and hearing benefits
• Uses provider networks in many cases

Medicare Supplement (Medigap):

• Works alongside Original Medicare
• Helps cover deductibles and coinsurance
• Typically does not include prescription coverage

You cannot have both Medicare Advantage and a Medicare Supplement plan at the same time.

Residents of Greensboro, Winston-Salem, and High Point often compare these options to determine which best fits their healthcare needs.

📞 Call 336-862-1763 to compare Medicare Advantage vs Medicare Supplement options.

The best time to enroll in Medicare Advantage is during your Initial Enrollment Period, which begins three months before your 65th birthday month and ends three months after.

However, there are other opportunities to enroll or change plans, including:

• Annual Medicare Open Enrollment (Oct 15 – Dec 7)
• Medicare Advantage Open Enrollment (Jan 1 – Mar 31)
• Special Enrollment Periods after certain life events

If you live in Greensboro, Winston-Salem, High Point, or the surrounding Triad region, planning your enrollment timeline is important to avoid late penalties or coverage gaps.

📞 Call Moser Insurance Group Inc. at 336-862-1763 for guidance before enrolling.

Choosing a Medicare Advantage plan can be confusing because each plan has different:

• Doctor networks
• Prescription drug formularies
• Copays and deductibles
• Extra benefits

A local Medicare advisor understands the plans available in Guilford County, Forsyth County, and the entire Triad region, and can help compare options based on your doctors, medications, and healthcare needs.

Working with a local advisor also allows you to:

• Compare multiple insurance carriers
• Review plans available in Greensboro, Winston-Salem, and High Point
• Get help enrolling in coverage
• Receive ongoing support with your Medicare plan

Best of all, there is typically no cost for working with a Medicare advisor.

📞 Call Moser Insurance Group Inc. today at 336-862-1763 to review your Medicare Advantage options.