Tips to Prepare for Medicare Open Enrollment

As fall approaches, so does an important window for millions of Medicare beneficiaries: Medicare Open Enrollment, which runs each year from October 15 to December 7. This is your annual opportunity to review, compare, and make changes to your Medicare Advantage, Medicare Supplement Plans, Prescription Drug Plans, and more.

At Moser Insurance Group Inc., we’re proud to serve our neighbors in Greensboro, High Point, Winston-Salem, Burlington, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina. We’re here to help you navigate the process with confidence, clarity, and a personal touch.

Here are some friendly tips to help you get ready for Medicare Open Enrollment:

1. Review Your Current Plan

Start by looking at what you have now. Are you on a Medicare Advantage plan or a Medicare Supplement (Medigap) plan like Plan G? Has your coverage met your health and budget needs? Take a look at your current benefits, out-of-pocket costs, and provider networks.

2. Look at What’s Changing

Plans can change from year to year—including premiums, coverage, and even your list of covered medications (Prescription Drug Plans). Don’t assume what worked this year will work next year. Let us help you understand what’s new and how it might affect you.

3. Make a List of Your Priorities

Ask yourself:

• Do you want to keep your current doctor?
• Are your prescriptions affordable?
• Would added dental, vision, hearing benefits be helpful?
• Are you concerned about monthly premiums or unexpected medical bills?

Your answers can guide whether a Medicare Advantage plan or a Medicare Supplement Plan like Plan G is right for you.

4. Explore Your Options

There are more choices than ever. Whether you’re interested in Medigap Plans, a Prescription Drug Plan, or a Medicare Advantage plan with extra perks like gym memberships or dental, vision, hearing coverage, we can walk you through your options.
Plus, we help with coverage beyond Medicare, including:

• Affordable Health Care / ObamaCare
• Health Insurance (for under 65)
• Life Insurance, Universal Life Insurance
• Burial Insurance, Final Expense Coverage
• Annuities
• The Healthcare Marketplace in NC …and more!

5. Talk to a Local Expert (That’s Us!)

Medicare isn’t one-size-fits-all. At Moser Insurance Group Inc., we’ve been helping people across North Carolina make smart, personalized decisions about their coverage. We’ll sit down with you—either in person or by phone—and help you compare plans based on your specific needs.

6. Don’t Wait Until the Last Minute

Enrollment ends December 7, and the earlier you start, the better your chances of avoiding rushed decisions or missing deadlines. Now’s the perfect time to schedule a no-cost consultation with us.

Ready to Review Your Medicare Options?

Whether you’re brand new to Medicare or you’ve been on it for years, the team at Moser Insurance Group Inc. is here to help. We proudly serve Greensboro, High Point, Winston-Salem, Burlington, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, NC.

Let’s make sure your coverage is working for you. Call us today to schedule your free Medicare review and feel confident about the year ahead.