In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs. Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.

I specialize in writing own-occupation disability insurance for physicians and other high-income professionals. My life insurance clients have access to all types of life insurance, including term life, universal life, whole life and joint survivor life insurance. As a national broker, I am licensed to write life and disability insurance in all 50 states and the District of Columbia.

I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so. I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.

Licenses

I have a resident license in California and non-resident licenses to transact life insurance and/or health and disability insurance in the following states.

State Licenses – Life & Health License Number

Alabama – Richard D. Reich – 211360
Alaska – Richard D. Reich – 47185
Arizona – Richard D. Reich – 12777
Arkansas – Richard D. Reich – 774841
California – Richard D. Reich – 0832938
Colorado – Richard D. Reich – 68667
Connecticut – Richard D. Reich – 1023440
Delaware – Richard D. Reich – 1011740
District of Columbia – Richard D. Reich – 0195790
Florida – Richard D. Reich – EO91574
Georgia- Richard D. Reich – 558204
Hawaii – Richard D. Reich – 320547
Idaho – Richard D. Reich – 109130
Illinois – Richard D. Reich – 774871
Indiana – Richard D. Reich – 341507
Iowa – Richard D. Reich – 774871
Kansas – Richard D. Reich – 774871
Kentucky – Richard D. Reich – 578514
Louisiana – Richard D. Reich. – 308588
Maine – Richard D. Reich – PRN65223
Maryland – Richard D. Reich – 114154
Massachusetts – Richard D. Reich – 1752775
Michigan – Richard D. Reich – 0168973
Minnesota – Richard D. Reich – 20103642
Mississippi – Richard D. Reich – 0313315-2003
Missouri – Richard D. Reich – 0323325
Montana – Richard D. Reich – 969197
Nebraska – Richard D. Reich – 774871
Nevada – Richard D. Reich – 187243
New Hampshire – Richard D. Reich – 406710
New Jersey – Richard D. Reich – 1005199
New Mexico – Richard D. Reich – 123248
New York – Richard D. Reich – LB-898778
North Carolina – Richard D. Reich – 774871
North Dakota – Richard D. Reich – 774871
Ohio – Richard D. Reich – 6036
Oklahoma – Richard D. Reich – 11897
Oregon – Richard D. Reich – 774871
Pennsylvania – Richard D. Reich – 290649
Rhode Island – Richard D. Reich – 2006831
South Carolina – Richard D. Reich – 366137
South Dakota – Richard D. Reich – 5398881
Tennessee – Richard D. Reich – 898015
Texas – Richard D. Reich – 944214
Utah – Richard D. Reich – 204671
Vermont – Richard D. Reich – 313476
Virginia – Richard D. Reich – 520461
Washington – Richard D. Reich – 217945
West Virginia – Richard D. Reich – 774871
Wisconsin – Richard D. Reich – 2356396
Wyoming – Richard D. Reich – 173335

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