Medicare Supplement Plans, Greensboro, NC

Medicare Supplement Plan G, also known as Medicare Supplement insurance or Medigap Plan G, is a popular choice among Medicare beneficiaries seeking comprehensive coverage.

Our team can help you understand the pros and cons of Medicare supplement plans.


Medicare Supplement Plan G, sometimes referred to as Medigap Plan G or Medicare Supplement Insurance, offers all-inclusive coverage, which is essential for many people over the age of 65. In addition, Plans G and other Medicare supplement plans may help decrease any remaining out-of-pocket expenses that may exist from Original Medicare.

The good news is that our team at Moser Insurance Group, Inc. can help you weigh the advantages and disadvantages of Plan G before making a decision regarding Medicare supplement plans.

Advantages of Medicare Supplement Plan G

  • Extensive Coverage: Plan G provides broad coverage for the majority of out-of-pocket expenses, guaranteeing low costs for hospital or doctor visits.
  • Predictable Out-of-Pocket Costs: With Plan G, you can budget for medical costs and know precisely how much you will pay each month, preventing unpleasant financial surprises.
  • Travel Coverage: Plan G provides coverage for emergencies related to overseas travel, which is advantageous for people who like to travel abroad.

Disadvantages of Medicare Supplement Plan G

  • Premiums: Although Plan G’s premiums are generally lower than plans like Plan F, they may still be higher than other Medicare Supplement plans, which may be a disadvantage for those on a tight budget.
  • Part B Deductible: The $226 annual Part B deductible is due to Plan G each year. Even though it’s less than the deductibles for other plans, some people may find it to be a substantial expense.

While Medicare Supplement Plan G might be a great choice when looking for comprehensive care, it might not be the right choice for everyone. When choosing between Medicare supplement plans in the Greensboro, North Carolina area, it’s essential to have an experienced team like ours on your side. Contact us today to learn more.

At Moser Insurance Group, Inc., we help customers find Medicare supplement plans in Greensboro, Jamestown, Burlington, Lexington, High Point, Winston-Salem, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina.

10 FAQ’s for Medicare Supplements

What is Medicare Supplement Plan G?

Medicare Supplement Plan G, also known as Medigap Plan G, is a type of Medicare Supplement insurance that helps cover the out-of-pocket costs left by Original Medicare. It offers comprehensive coverage, except for the Medicare Part B deductible.

What does Medicare Supplement Plan G cover?

Plan G covers most out-of-pocket expenses, including coinsurance, copayments, and deductibles associated with Medicare Parts A and B. However, it does not cover the Medicare Part B deductible.

Why is Medicare Supplement Plan G a popular choice?

Plan G is a popular choice because it offers comprehensive coverage at a more cost-effective premium compared to Plan F. It provides the same benefits as Plan F, except for the Part B deductible, which tends to result in lower overall costs for most individuals.

Can I enroll in Medicare Supplement Plan F if I became eligible for Medicare in 2020 or later?

No, if you became eligible for Medicare in 2020 or later, you are unable to enroll in Medicare Supplement Plan F. Plan G is the most comprehensive coverage option available to you in that case.

Are the benefits of Medicare Supplement Plan G the same across all insurance companies?

Yes, the benefits of Plan G are standardized across all insurance companies. This means that regardless of the company you choose, the coverage and benefits of Plan G will remain the same.

Do Medicare Supplement plans have their own doctor networks?

No, Medicare Supplement plans do not have their own doctor networks. These plans act as supplements to your primary Medicare Parts A and B coverage, so you can continue to see any doctor or specialist who accepts Medicare.

How do I select a Medicare Supplement plan?

When selecting a Medicare Supplement plan, it is recommended to compare the AM Best ratings of the insurance companies you are considering and choose the company that offers the lowest premium. It’s also important to consider your specific healthcare needs and budget.

When is the best time to enroll in Medicare Supplement Plan G?

Most people enroll in Medicare Supplement Plan G during their Open Enrollment period, which is the 6-month period after enrolling in Medicare Part B. However, if you currently have a Medicare Supplement plan, you can apply to switch carriers or plan letters at any time of the year.

What are the pros of Medicare Supplement Plan G?

The pros of Plan G include comprehensive coverage for most out-of-pocket costs, predictable out-of-pocket expenses, and coverage for foreign travel emergencies.

Are there any cons to Medicare Supplement Plan G?

Some cons of Plan G include higher premiums compared to other Medicare Supplement plans and the requirement to pay the Part B deductible each year, which can be a significant expense for some individuals.

Your peace of mind is our priority.

Speak with a professional today.

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