Medicare Advantage Plans, Greensboro, NC

If you are 65 years old and receiving Social Security retirement benefits or Railroad Retirement benefits, you will be automatically enrolled in Medicare Part A and Part B, including Medicare Advantage.

We can help you navigate the world of Medicare to ensure you get the coverage you need.

You might wonder what you need to do regarding Medicare as you near the age of 65. The good news is that your enrollment in Medicare Parts A and B, including Medicare Advantage plans, is automatic. You will receive an “Introduction to Medicare” package in the mail three months prior to turning 65 that includes your new Medicare card and a letter outlining your benefits.

The letter will also explain that Part B will be deducted each month from your benefits. However, you can choose not to accept Part B, which is where our team at Moser Insurance Group, Inc. comes in. We can help you understand your rights, what choices you have, and ensure you have the correct coverage for your needs.

Choosing to accept Part B or not is only one of the choices you have regarding Medicare. In addition, it’s critical to know that private insurance companies’ Medicare Advantage plans differ in terms of features and costs. For instance, depending on your coverage, there might not be a need for a separate Part D insurance policy because many of these plans include prescription drug coverage as part of your benefits. Additionally, your plan might include dental, hearing, and vision care.

Our team can help you wade through what you do and don’t need, taking into consideration your particular needs. Once we’ve gathered the correct information, we can help you choose which of the available Medicare Advantage plans best suits your needs. We also take the time to answer any questions you have and offer unbiased guidance and information to help you make the best decision.

An insurance policy is more than just a set of terms and conditions.

We are aware of this and make an effort to pay attention to the particular needs of each of our clients while providing the best options and solutions in the Greensboro, North Carolina area.

If you’re uncertain about your Medicare options, contact us today! Everyone has unique needs, and the market offers numerous competitive choices. We are here to discuss your Medicare Advantage options and help you determine the best coverage for you and your family. We understand that navigating Medicare can be confusing, but our team of experts provides you with unbiased information and advice to help you make informed decisions about your healthcare coverage.


 

Better Understanding The Different Parts of Medicare:

  1. Medicare Part A (Hospital Insurance): This part covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
  2. Medicare Part B (Medical Insurance): Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
  3. Medicare Part C (Medicare Advantage): As mentioned earlier, this is an alternative way to get your Medicare benefits. Medicare Advantage plans are offered by private insurance companies approved by Medicare. They provide all of your Part A and Part B coverage and may offer additional benefits.
  4. Medicare Part D (Prescription Drug Coverage): This part adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare.

Insurance goes beyond a mere document outlining policy terms and conditions. It encompasses a broader perspective of providing reliable and trustworthy protection to you and your family while nurturing a professional relationship. In these uncertain times, insurance products and their associated needs are constantly evolving. Moser Insurance Group Inc. understands this and strives to listen to our clients’ unique requirements, offering the best possible options and solutions.


At Moser Insurance Group, Inc., we help customers find Medicare Advantage plans in Greensboro, Jamestown, Burlington, Lexington, High Point, Winston-Salem, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina.

10 FAQ’s for Medicare Advantage

What is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is a type of health insurance plan offered by private insurance companies as an alternative to Original Medicare (Part A and Part B). Medicare Advantage plans provide all the benefits of Original Medicare and often include additional coverage for prescription drugs, vision, hearing, dental care, and wellness programs.

Am I automatically enrolled in Medicare Advantage when I turn 65?

If you are 65 years old and receiving Social Security retirement benefits or Railroad Retirement benefits, you will be automatically enrolled in Medicare Part A and Part B, including Medicare Advantage. No action is required on your part. You will receive an Introduction to Medicare package in the mail, which will contain your new Medicare card and information about your enrollment.

Can I decline Medicare Part B if I choose?

Yes, you have the option to decline Medicare Part B if you choose. The letter included in your Introduction to Medicare package will inform you about your automatic enrollment in Part A and Part B, and it will provide instructions on how to decline Part B if you don’t wish to have it.

What are the advantages of Medicare Advantage over Original Medicare?

Medicare Advantage plans offer additional benefits beyond what is covered by Original Medicare. These plans often include prescription drug coverage (Part D) and may provide extra coverage for vision, hearing, dental care, and wellness programs. Medicare Advantage plans also usually have out-of-pocket maximums, which can help limit your annual healthcare expenses.

How do I choose the right Medicare Advantage plan for me?

Choosing the right Medicare Advantage plan depends on your specific healthcare needs and preferences. It’s important to carefully compare the available options, considering factors such as cost, coverage, network of healthcare providers, prescription drug coverage, and additional benefits. Consulting with an insurance professional can help you navigate the options and find the plan that best suits your needs.

What happens if I miss my Initial Enrollment Period (IEP)?

If you miss your Initial Enrollment Period for Medicare, you may face a late enrollment penalty if you decide to enroll later. It’s important to be aware of the enrollment periods and deadlines to avoid penalties and ensure timely coverage.

Can I get assistance with understanding Medicare Advantage and enrolling in a plan?

Yes, Moser Insurance Group can assist you with understanding your Medicare Advantage options, comparing plans, and enrolling in a plan that suits your needs. Our team of experts is here to provide unbiased information and advice, help you navigate the enrollment process, and ensure you have the right coverage for your healthcare needs.

What additional services does Moser Insurance Group provide?

In addition to helping with Medicare Advantage, Moser Insurance Group offers a range of insurance solutions to meet various needs, including life insurance, health insurance, dental insurance, vision insurance, and more. Our goal is to provide reliable and trustworthy protection while listening to our clients’ unique requirements and offering the best possible options and solutions.

How can I contact Moser Insurance Group?

To discuss your Medicare Advantage options or any other insurance needs, you can contact Moser Insurance Group by phone or email. Our dedicated team is committed to helping you make informed decisions about your healthcare coverage.

What sets Moser Insurance Group apart?

Moser Insurance Group strives to provide a personalized and professional experience for our clients. We listen to your unique requirements, offer unbiased information and advice, and work to find the best insurance solutions for you and your family. We understand that insurance needs are constantly evolving, and we are dedicated to offering reliable and trustworthy protection. Experience the Moser Difference today!

Your peace of mind is our priority.

Speak with a professional today.

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