Group Health Insurance, Greensboro, NC

Building a successful business in North Carolina can be challenging, but providing affordable and high-quality Small Group Health Plans to your employees doesn’t have to be.
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Attract and retain talented workers with a plan that works for them.

As the name states, group health insurance provides coverage for a group of individuals, typically employees of a company or members of an organization. At Moser Insurance Group, Inc., we offer comprehensive group health insurance solutions that can be tailored for your company’s employee benefits package.

At Moser Insurance Group, we understand that finding the right health plan for your business is an important task.

PPO HEALTH PLANS, or Preferred Provider Organization Plans, are the most common type of group health insurance. These plans require employees to seek medical care from doctors or hospitals on the insurance company’s list of preferred providers in order to receive the highest level of coverage.

HMO HEALTH PLANS, or Health Maintenance Organization Plans, provide a wide range of healthcare services through a network of exclusive or partnered providers. In an HMO plan, employees typically choose a primary care physician (PCP) who will coordinate most of their healthcare needs and refer them to HMO specialists when necessary.

Group health insurance provides medical coverage for individuals under a single policy, offering benefits such as hospitalization, outpatient services, prescription drugs, and preventive care. Group health insurance is designed to provide affordable and accessible healthcare coverage for employees and their families. Many employees want to work for businesses that offer health insurance directly instead of having to find a plan on their own. This is a valuable tool in recruiting and keeping top employees.

Our mission is to bring group health insurance solutions to businesses in Greensboro, North Carolina and beyond. By partnering with us, you’ll access expert guidance, personalized service, and comprehensive coverage options that are affordable but robust. Group health insurance gives employees access to quality healthcare services and medical treatment when needed. By pooling individuals under one policy, group health insurance tends to be more cost effective than individual plans. Potential employees want a strong health insurance package. Attract and retain talented workers with a plan that works for them.

Group health insurance is a valuable resource for businesses looking to provide comprehensive healthcare coverage for their employees. By choosing us, companies can benefit from our expert guidance, personalized service, and tailored solutions that prioritize the well-being of their workforce. For more information on group health insurance options, give us a call.


At Moser Insurance Group, Inc., we help customers find group health insurance plans in Greensboro, Jamestown, Burlington, Lexington, High Point, Winston-Salem, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina.

10 FAQs for Group Health Plans

What are Group Health Plans?

Group Health Plans are health insurance plans provided by employers to their employees. These plans offer health coverage to a group of individuals, typically employees and their dependents, and are designed to provide affordable and comprehensive medical benefits.

Why should I offer Group Health Plans to my employees?

Offering Group Health Plans to your employees is important for attracting and retaining top talent. It demonstrates that you care about their well-being and provides them with access to affordable healthcare coverage, which can contribute to their overall job satisfaction and productivity.

How can Moser Insurance Group help with Small Group Health Plans?

Moser Insurance Group specializes in serving small businesses and can assist you in finding the right Small Group Health Plans for your company. They conduct a comprehensive analysis of your circumstances and provide guidance on provider networks, plan structures, funding alternatives, and other important details at no cost or obligation.

What are PPO Health Plans?

PPO Health Plans, or Preferred Provider Organization Plans, are a common type of group health insurance. These plans allow employees to receive the highest level of coverage by seeking medical care from doctors or hospitals on the insurance company’s list of preferred providers.

What are HMO Health Plans?

HMO Health Plans, or Health Maintenance Organization Plans, provide a wide range of healthcare services through a network of exclusive or partnered providers. In HMO plans, employees typically choose a primary care physician (PCP) who coordinates their healthcare needs and refers them to HMO specialists when necessary.

Do I qualify for a health tax credit for my small business?

Small business owners with 25 full-time employees or fewer, earning an average salary of $50,000 or less per year, may be eligible for a health tax credit. This federal tax credit can reimburse qualifying small businesses for up to 50% of the premiums they pay for employee medical, vision, and dental insurance. Certain restrictions may apply.

How can I determine if Group Health Insurance is right for my small business?

If you’re unsure whether your business needs Group Health Insurance, it’s best to consult with an insurance expert. Contact Moser Insurance Group to discuss your specific needs and get guidance on the benefits and options available for your business.

How do Group Health Plans benefit employees?

Group Health Plans provide employees with access to comprehensive healthcare coverage at affordable rates. These plans can include medical, vision, and dental benefits, helping employees take care of their health needs and potentially reducing their out-of-pocket expenses.

Can employees customize their coverage under Group Health Plans?

Group Health Plans often offer a range of coverage options that employees can choose from based on their individual needs. Employees may have the flexibility to select different levels of coverage, add dependents to their plans, and choose between different provider networks.

How can I get started with Group Health Plans for my business?

To get started with Group Health Plans for your business, reach out to Moser Insurance Group. Their knowledgeable team can guide you through the process, answer your questions, and help you navigate the complexities of group health insurance. Contact them today to explore the best health coverage options for your employees and ensure the well-being of your business.

Your peace of mind is our priority.

Speak with a professional today.

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