General Liability Insurance, Greensboro, NC

Safeguarding your company against potential legal disputes and financial crises is crucial for business owners, particularly in today’s litigious environment. General liability insurance, provided by Moser Insurance Group, Inc., offers essential coverage for professional errors, property damage, and legal expenses arising from lawsuits. From bodily injury to contractual liabilities, our comprehensive plans protect your business assets and ensure peace of mind in Greensboro, North Carolina, and beyond.

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Talk to our team to gain the protection you need for your company.

It is imperative for business owners to protect their companies from future legal disputes that could result in financial catastrophes, especially in today’s world where there is a much higher chance of lawsuits. One way of gaining the protection you need is by ensuring your company has general liability insurance.

General liability insurance offers coverage for professional negligence, errors, and omissions claims. This kind of insurance is required to shield your company from any lawsuits resulting from activities carried out on your property. In addition, general liability insurance offers crucial protection against any legal costs associated with claims made by workers, clients, or members of the public who visit your place of business.
At Moser Insurance Group, Inc., we provide extensive general liability coverage that offers protection when you need it most.

Consider the following issues that general liability insurance can cover:

  • Bodily Injury: This covers medical expenses, lost wages, and compensation for any fatalities that may arise.
  • Property Damage: Coverage for actual physical damage as well as lost use of other people’s property.

A general liability insurance plan can also protect your company from the following:

  • Products-Completed Operations: This coverage handles damages and legal costs up to the policy limit if an injury arises from a product your company manufactured or a service it rendered.
  • Products Liability: This coverage is also product-based, giving your business protection from claims arising from accidents or injuries caused by products.
  • Contractual Liability: In addition, you may be faced with a situation that requires liability protection from any commitments associated with signed contracts.

Additionally, our General Liability insurance provides coverage for:

  • Reasonable Use of Force
  • Borrowed Equipment
  • Liquor Liability
  • Non-Owned Vehicles (such as aircraft and watercraft)
  • Fire, Lightning, or Explosion Damage
  • Water Damage Liability Protection
  • Legal Defense Costs
  • Medical Payments
  • Personal Injury
  • Advertising Injury

It’s important to talk with our team about your general liability insurance needs to shield your company from possible threats and monetary obligations. Over the years, we’ve helped countless business owners find the right coverage for their companies, and we’re sure we can do the same for you in the Greensboro, North Carolina area.


At Moser Insurance Group, Inc., we help customers find general liability insurance plans in Greensboro, Jamestown, Burlington, Lexington, High Point, Winston-Salem, Archdale, Trinity, Asheboro, Randleman, Raleigh, and Charlotte, North Carolina.

10 FAQs for General Liability:

What is General Liability insurance?

General Liability insurance is a type of insurance coverage that protects businesses from financial losses arising from lawsuits or claims made against them due to bodily injury, property damage, or other liabilities. It provides financial protection if your business is held legally responsible for injuries or damages to others.

Why is General Liability insurance important for businesses?

General Liability insurance is crucial for businesses because it helps protect them from potential legal disputes that can result in significant financial losses. In today’s litigious environment, the risk of lawsuits has increased, and having General Liability insurance provides essential financial protection against potential claims.

What does General Liability insurance cover?

General Liability insurance typically covers the costs associated with bodily injury, property damage, and legal expenses resulting from lawsuits or claims against your business. It may also provide coverage for product-completed operations, products liability, contractual liability, reasonable use of force, borrowed equipment, liquor liability, non-owned vehicles, and more, depending on the specific policy.

Is General Liability insurance necessary for businesses with a physical location?

Yes, General Liability insurance is necessary for businesses with a physical location because it provides protection against claims that may arise from operations conducted at the premises of your business. It covers potential injuries or damages that occur to employees, customers, or members of the public visiting your place of business.

Does General Liability insurance cover professional services?

No, General Liability insurance typically does not cover professional services provided by your company. For professional negligence or errors and omissions claims, Professional Liability Insurance may be more appropriate.

Can General Liability insurance be customized to fit my business needs?

Yes, General Liability insurance can be customized to fit the specific needs of your business. Different industries may have unique risks and requirements, and a tailored General Liability policy can provide coverage that aligns with your business type and operations.

What is the role of General Liability insurance in protecting against product-related claims?

General Liability insurance can provide coverage for product-related claims under the Products-Completed Operations and Products Liability sections. If an injury occurs due to a product your company made or a service it provided, General Liability insurance can cover damages and legal expenses up to the policy limit.

Does General Liability insurance cover legal defense costs?

Yes, General Liability insurance typically covers legal defense costs associated with a covered claim or lawsuit. This includes attorney fees, court costs, and other expenses related to defending your business against the claims made.

How can Moser Insurance Group help with General Liability insurance?

Moser Insurance Group offers comprehensive General Liability coverage tailored to your industry and business needs. Their team of seasoned experts can assist you in selecting the appropriate coverage for your business’s safety and provide guidance on General Liability insurance requirements.

How can I get started with General Liability insurance?

To get started with General Liability insurance, reach out to Moser Insurance Group and discuss your insurance requirements. Their knowledgeable team will guide you through the process, help you understand the coverage options, and assist you in selecting the right General Liability insurance for your business.

Your peace of mind is our priority.

Speak with a professional today.

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