Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.

The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea). Bear in mind that our Health Analyzer factors in your height and weight when calculating your rates.
 

Male Height and Weight Chart

 

Height Pref Plus Pref NT & TStd Plus Std NTStd
4′ 8″ 83 – 126 lbs 82 – 137 lbs 81 – 150 lbs >150 >137
4′ 9″ 85 – 131 lbs 84 – 142 lbs 83 – 155 lbs >155 >142
4′ 10″ 88 – 136 lbs 87 – 147 lbs 86 – 160 lbs >160 >147
4′ 11″ 92 – 141 lbs 91 – 153 lbs 90 – 166 lbs >166 >153
5′ 0″ 96 – 146 lbs 95 – 158 lbs 94 – 171 lbs >171 >158
5′ 1″ 99 – 150 lbs 98 – 163 lbs 97 – 177 lbs >177 >163
5′ 2″ 103-155 lbs 102-168 lbs 101-182 lbs >182 >168
5′ 3″ 107-160 lbs 106-173 lbs 105-188 lbs >188 >173
5′ 4″ 110-164 lbs 109-178 lbs 108-193 lbs >193 >178
5′ 5″ 114-169 lbs 112-183 lbs 111-199 lbs >199 >183
5′ 6″ 117-174 lbs 116-188 lbs 114-205 lbs >205 >188
5′ 7″ 107-175 lbs 106-188 lbs 105-205 lbs >205 >188
5′ 7″ 121-179 lbs 119-193 lbs 118-211 lbs >211 >193
5′ 8″ 123-184 lbs 122-199 lbs 120-216 lbs >216 >199
5′ 9″ 128-189 lbs 126-204 lbs 125-222 lbs >222 >204
5′ 10″ 130-195 lbs 129-210 lbs 127-228 lbs >228 >210
5′ 11″ 134-200 lbs 132-215 lbs 131-234 lbs >234 >215
6′ 0″ 137-205 lbs 136-221 lbs 134-240 lbs >240 >221
6′ 1″ 142-211 lbs 140-227 lbs 137-246 lbs >246 >227
6′ 2″ 145-217 lbs 144-234 lbs 142-253 lbs >253 >234
6′ 3″ 149-222 lbs 147-240 lbs 145-260 lbs >260 >240
6′ 4″ 152-228 lbs 151-246 lbs 149-266 lbs >266 >246
6′ 5″ 157-234 lbs 155-253 lbs 153-273 lbs >273 >253
6′ 6″ 161-240 lbs 159-260 lbs 157-280 lbs >280 >260
6′ 7″ 165-245 lbs 164-266 lbs 162-287 lbs >287 >266

 

Female Height and Weight Chart

 

Height Pref Plus Pref NT & TStd Plus Std NTStd
4′ 8″ 82-123 lbs 81-134 lbs 80-146 lbs >146 >134
4′ 9″ 84-127 lbs 84-139 lbs 83-151 lbs >151 >139
4′ 10″ 87-132 lbs 86-144 lbs 85-156 lbs >156 >144
4′ 11″ 90-137 lbs 89-149 lbs 88-162 lbs >162 >149
5′ 0″ 92-142 lbs 91-154 lbs 90-167 lbs >167 >154
5′ 1″ 94-147 lbs 93-159 lbs 92-172 lbs >172 >159
5′ 2″ 97-151 lbs 96-163 lbs 95-178 lbs >178 >163
5′ 3″ 99-156 lbs 97-168 lbs 96-183 lbs >183 >168
5′ 4″ 101-161 lbs 100-173 lbs 99-188 lbs >188 >173
5′ 5″ 103-165 lbs 102-178 lbs 101-194 lbs >194 >178
5′ 6″ 106-170 lbs 104-183 lbs 103-200 lbs >200 >183
5′ 7″ 107-175 lbs 106-188 lbs 105-205 lbs >205 >188
5′ 7″ 107-175 lbs 106-188 lbs 105-205 lbs >205 >188
5′ 8″ 111-180 lbs 110-194 lbs 108-211 lbs >211 >194
5′ 9″ 114-185 lbs 112-199 lbs 111-215 lbs >215 >199
5′ 10″ 117-190 lbs 116-205 lbs 114-222 lbs >222 >205
5′ 11″ 120-195 lbs 118-210 lbs 117-227 lbs >227 >210
6′ 0″ 122-200 lbs 121-216 lbs 120-233 lbs >233 >216
6′ 1″ 126-206 lbs 124-222 lbs 123-239 lbs >239 >222
6′ 2″ ″128-211 lbs 127-229 lbs 126-245 lbs >245 >229
6′ 3″ 132-217 lbs 131-235 lbs 129-251 lbs >251 >235
6′ 4″ 136-223 lbs 134-242 lbs 132-258 lbs >258 >242
6′ 5″ 139-229 lbs 137-248 lbs 136-264 lbs >264 >248
6′ 6″ 143-235 lbs 141-255 lbs 139-270 lbs >270 >255

 

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The post Height and Weight Guidelines for Life Insurance appeared first on Lifeinsure.com.

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